Who is Cheviot?

Cheviot has been helping people save for their retirement since 1930. Now an authorised Master Trust, Cheviot meets high standards of governance, systems and communications to members. Cheviot is a not-for-profit organisation. This means it invests 100% of its profits to ensure the best outcomes possible for its members and employer partners, combining a cutting-edge investment strategy with a long heritage of excellent governance.

Who is the Trustee?

The Trustee, Cheviot Trustees Limited, looks after your savings for you. This includes monitoring the administration services, overseeing communications and making investment decisions.

Cheviot’s Trustee directors represent both members and employers. The Chair is independent. Read more about the Trustee directors on our main website.

How we manage investments

Cheviot has an innovative approach to investment. We listen to our members and provide investment options which are:

  • easy to understand
  • constantly monitored
  • flexible.

The investment options are explained in a series of factsheets.


Your Cheviot pension is designed to make saving for your retirement easy. You can let the Trustee look after your investment choices for you. Cheviot will let you know each year how your savings are doing. We also issue a Report to Members each year which keeps you up to date with what is going on at the Trust.

You will get your State pension benefits in addition to your Cheviot pension. You can check how much you will get from the State by going to the DWP website. You will need your NI number.

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